Finding Your 3rd Ward Dream Home

The 10-Step Process To Finding Your Dream Home

All the agents in our real estate agency can relocate you to 3rd Ward in zip code 77004. We are experienced in walking our clients through the entire process from start to finish. Houston is a large city, and your agent can help you find homes for sale in your area. Coton House real estate agents in 3rd Ward 77004 also get to know clients during the home buying and home selling process, how you want to live in your space, and your likes, needs, and goals. Clients become a part of the Coton House family when our 3rd Ward realtors help you buy or sell their 3rd Ward home. Our real estate agents know our clients will have questions and concerns, but clients will be able to have a smooth transaction in the home buying process with our realtor’s guidance. Our Coton House agents can help you find homes for sale in 3rd Ward77004. Coton House realtors offer knowledge of many communities inside the loop and in the 3rd Ward neighborhood of the greater Houston area. Knowledge about communities is an excellent benefit for those relocating to 3rd Ward and 77004.

Do you need help finding a real estate agent? Check our Coton House Realty page to find a 3rd Ward realtor that can help with your relocation.

Save Your Down Payment

Many believe you need at least a 20% down payment to buy a home in 3rd Ward and 77004. There are many loans available that allow experienced and first-time home buyers to put down as little as 3% or 0% with a VA USDA or conventional loan. Ask a Coton House 3rd Ward realtor about programs available and knowledge about communities in 3rd Ward for those relocating before your search for homes for sale begins.

Know Your Credit Score

Your credit score is a numeric representation of your history and ability to pay back debts in the past. Different home loans have varying credit requirements. It would be best to have your credit score when searching for program options for buying your dream home in 3rd Ward and 77004. Your Coton House realtor can help you find a program that works for you before your search for homes of sale begins. We have agents that specialize in relocation to 3rd Ward.

Find Your Coton House Real Estate Agent

Once you have a handle on your credit score and down payment savings, contact a Coton House real estate agent who can guide you through finding your home in 3rd Ward and 77004. It is vital to find an agent specializing in your needs, such as starter homes, new construction, first-time home buying and relocation to 3rd Ward, etc. Your realtor will help you analyze your needs in a buyer consultation. Our agents can find options of homes for sale in 3rd Ward and 77004.

Get Preapproved

Before searching for homes for sale in 3rd Ward and 77004 begins, your Coton House agent will refer you to lenders to obtain financial preapproval. Your 3rd Ward real estate agent will have a list of lenders you can work with to get preapproved for your mortgage. The preapproval process will help keep you and your realtor on budget during the next step! A Coton House, real estate agent, can help you find your perfect home when relocating.

Go Home Shopping

Make a list of what you want vs. what you need in your new home. Your agent will select home options of houses for sale for you to view in 3rd Ward and 77004. Your realtor will use this list to find a home for you to tour. Your realtor can help you find relocation options in your budget.

Make An Offer

After searching homes for sale in 3rd Ward and 77004, you have finally found the one! Your agent will help you determine the best price through comps for your new home in 3rd Ward when relocating. The real estate agent will write a contract for the client’s offer to purchase. In a competitive market, you may not be the only one bidding & will want to stand out. Coton house agents can help you determine a suitable offer for your situation. Our Coton House realtors will help negotiate terms and will strive to get your offer accepted.

Get a Home Inspection

Once your offer is accepted, you will want to do a home inspection to ensure there are no hidden issues with the 3rd Ward home. Your Coton House real estate agent, will assist with a list of qualified home inspectors. Once the inspection is conducted, your realtor will review the report with you. If any issues arise from the inspection, your real estate agent will help you understand the problems, negotiate for repairs and get money to go toward your closing costs.

Get a Home Appraisal

Your lender will arrange a home appraisal to ensure the property is worth your agreed price. The bank will only issue a loan for the home’s appraised value. The realtor will work with you to stay informed on the home’s appraised value. The 3rd Ward home appraisal is part of obtaining mortgage financing. Your lender will also do a credit check, underwriting, order a survey, and need your insurance.

Close The Sale

Once your loan is approved, your realtor will schedule a closing date with the title company. The title company will provide the title insurance and act as the escrow officer. Once all paperwork and funds are obtained from your lender for your closing, you will be ready to close on your property. Closing day is when you sign all your paperwork to complete the purchase, the money is funded from your bank, and the keys are exchanged. Your Coton House realtor will be with you through every step of the process. After searching for homes for sale in 3rd Ward and 77004, our team enjoys helping you get the keys to your new home and getting you moved into your new home in 3rd Ward.

Move-In!

Congratulations! You are a homeowner; after finding homes for sale in 3rd Ward, you will be able to take possession of your new 3rd Ward or 77004 home!

The Coton House 3rd Ward real estate team brings their experience and knowledge to every transaction in 3rd Ward and 77004. A realtor on our team can help you narrow down the options of homes for sale in your area. Our team of real estate agents is a talented and diversified team of realtors that is small enough to deliver personalized services. A Coton House agent can help you find a home when relocating to 3rd Ward. Our 3rd Ward realtors are selected for their experience and motivation to develop lasting relationships through excellent service via a collaborative team approach. Let one of the Coton House real estate agents assist in finding your dream home in 3rd Ward and 77004.

Reach out to the Coton House Realtor team to schedule a consultation. Call us at (832) 304-7782 or email us at contact@cotonhouserealty.com to find the right realtor for you.

“I purchased my first home with Laurie in 2012. She helped me sell it this year after I moved out of state. I cannot express how easy Laurie made every part of the process for me during both the purchase and then subsequent sale, years later. Being over 1000 miles away from Houston for each transaction, having such a local expert in Laurie was completely invaluable. Laurie and her team truly go above and beyond. I had a unique set of circumstances with the sale of my home that required extensive communication with the City of Houston to resolve. Laurie was there every step of the way and provided every resource to lessen the burden on me. Laurie is definitely an expert in her field and provides completely personalized attention. I could not ask for anything more. Needless to say, if I ever find myself back in the Houston area, Laurie is the first person I will call to help me find my new place!”

-Julia M.